The Samridhi+ Advance Purchase Scheme from Mothers Gold & Diamonds is designed for buying gold and diamonds through easy monthly installments.
The scheme duration is 11 months.
Through this scheme, you can select a minimum of 0.5 grams, 1 gram, 4 grams, etc., each month.for the first six (6) months scheme amount can be variable.
After making the final payment and ensuring the scheme is completed, you can purchase gold coins, gold jewelry, or diamond jewelry equivalent to the deposited amount 30 days later. The deposited amount will not be returned in cash.
Kerala designs are available without any making charges, while Antique and Chettinad designs come with a 50% discount on making charges
If the scheme duration is not completed, the regular making charges will apply. For customers making monthly deposits, the price of gold on the day of purchase will be applicable.
Terms and Conditions
In case of any skipped/missed payments, not more than two consecutive payments can be made together.
During the first six months of the scheme, customers have the flexibility to make multiple deposits of any amount at their convenience. Starting from the seventh month and continuing through the eleventh month, customers may only make one deposit per month. The deposit amount for each of these months must be equal to the amount deposited in the seventh month.
All decisions related to the Samridhi Advance Purchase Scheme will be made by the management of Mothers Gold & Diamonds LLP.
All legal matters related to this issue will fall under the jurisdiction of the Palakkad District Court.
All applicable taxes will apply.
As per the Scheme norms, a compulsory purchase of ornaments (minimum scheme value or higher) is due on the 12th month
Subject to terms and conditions.